Saturday, September 22, 2012

The Latte Mommy: Fall is where my memories are

The Latte Mommy: Fall is where my memories are: I cant wait for fall/winter. I love that time of year, with the yellow/orange/red leaves on the trees and on the ground , and the crisp chil...

Fall is where my memories are

I cant wait for fall/winter. I love that time of year, with the yellow/orange/red leaves on the trees and on the ground , and the crisp chill in the air - how you can see your breath when its cold. I guess right prior to Halloween i start to feel it. There have been many a year i even tried to rush the holiday by putting out my Halloween decorations really early like Sept. lol. I think ill stick to Oct 1st this year, Thats right around the corner anyway. I dont know what we will do this year. The boys are 11 and 14 and even last year they really werent that interested in trick or treating. I made them go out with some friends of ours, it wasnt bad but it certainly wasnt the same as it used to be.
Every time i think of Halloween i think of me and mike dressing the boys up, I remember N was a clown one year, C was a transformer and when he was a baby, i dressed him up as a little duck. He looked so cute. We lived in an awesome neighborhood with a bunch of couples our age with children the same age. I mean like us and 7 other couples. It was so fun and i should have appreciated it more then but i have the memories. One of us would take the kids around the cul de sac and the other - usually me - would hand out candy at the door. ah the memories. Thinking of that, i cant believe still that mike isnt here and i get pissed at the unfairness of it all. I wish the boys remembered all those times, i guess thats what im here for! 
Anyway, i cant wait for fall. 
xoxo

Wednesday, September 19, 2012

The Latte Mommy: Budgeting may give me peace of mind!

The Latte Mommy: Budgeting may give me peace of mind!: Like i previously noted, money is a pain in the azz.  Im so sick and tired of not having it, having $150 in overdraft fees each month and be...

Budgeting may give me peace of mind!

Like i previously noted, money is a pain in the azz.  Im so sick and tired of not having it, having $150 in overdraft fees each month and being late with payments. Its so frustrating to have your hard earned money just gone poof. Very discouraging to say the least. So i have a plan. Dont i always lol. I barely write any checks, its all online banking and i have things that the money is just taken out every month, like my at&t bill for example. So since i dont write checks, i dont keep a checkbook. I always used to, like 15 yrs ago lol. But if i think back, i never had these problems before. So, im going to keep a ledger. I think its going to be hard, since like i said alot of things just come out of my account , ill have to really keep an eye on that. Also, i use my debit card for EVERYTHING i do. So, yeah i can keep receipts but i always throw them out. I may have like 10 in one day and 1 the next. Im scared ill miss a few but i guess if i reconcile it with my banking online i should be ok. 
I think this will make me accountable for all the money i spend, so i can say, hey ive spent alot of money at x store . I have to do this, it may well just give me the peace of mind i need, in at least one respect!  The rest of my life, hey i cant ask for it all. Wish me luck. Ill let you know how it goes. Now i just have to figure out what kind of notebook etc would be the best for this adventure of mine. Hmm.
HUGS 

Thursday, September 13, 2012

The Latte Mommy: Money SUCKS!!!

The Latte Mommy: Money SUCKS!!!: I hate money, its the source of all evil. lol, really i love money, when i have it. Lately i dont know whats been going on but my money is ...

Money SUCKS!!!

I hate money, its the source of all evil. lol, really i love money, when i have it. Lately i dont know whats been going on but my money is disappearing quicker than i can get it. Its spent before my check gets direct deposited. I know i messed up my paycheck quite a few months ago, and it does take a long time, for those who dont know anything about money problems lol, it takes a long time to get it back together and catch up.  Then that leads to depression, and in my case, that is so true bc spending money is my high, it makes me so happy, and the only money ive been spending is for gas in my car, no happy dances been done at the local gas station either!! My friends at Starbucks are forgetting what i look like and my mouth is watering for my latte!! And i didnt get this way- poor- by overly spending. Its for other reasons,  i can quite say but lets just say bc my heart is bigger than my bank account lately!
 So i havent been around so much, you think id of been here to bitch more lol, but when i get depressed i tend to withdrawl from the world. Its not a good thing , I mean i have been working alot extra too , ugly hours haha, but its worth it. I have to, for my kids sake. Its a shame when their father died, he left them money but its in the hands of someone else, someone who doesnt seem to care if we have electricity or not, boy i thought that fell under the catagory of health, safety, etc. I know Mike wouldnt want this, what is gong on, no matter what the reason, he wouldnt want to see us struggling so hard, and to see the boys sad that im having a hard time, they can see it, read it in my demeanor, oh well. so i go on, the single latte mommy, doing what i have to to make it better for us - my family. 
HUGS xoxo